Effective Date: July 31, 2026
Proper Coverage Insurance Group, LLC ("Proper Coverage Insurance Group," "we," "our," or "us") values your privacy and is committed to protecting the personal information you provide through our website.
This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit www.propercoverageins.com, request insurance quotes, communicate with us, or otherwise interact with our services.
Information We Collect
Depending on how you interact with our website, we may collect:
Personal Information
You may voluntarily provide information including:
- Name
- Email address
- Phone number
- Mailing address
- Business name
- Insurance interests
- Information submitted through quote requests or contact forms
- Any additional information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address
- Browser type
- Device information
- Operating system
- Pages viewed
- Date and time of visits
- Referral website
- Website usage data
This information helps us improve our website and user experience.
How We Use Your Information
We may use your information to:
- Provide insurance quotes
- Respond to inquiries
- Communicate regarding requested products or services
- Evaluate insurance eligibility
- Provide customer support
- Improve our website
- Detect fraud or unauthorized activity
- Comply with legal and regulatory requirements
- Send marketing communications if you have opted in
Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
- Remember visitor preferences
- Analyze website traffic
- Improve website performance
- Measure marketing effectiveness
You can control cookies through your browser settings. Disabling cookies may affect certain website functionality.
Analytics
We may use analytics tools, including Google Analytics, to better understand how visitors use our website.
Google Analytics may collect information such as:
- Pages visited
- Time spent on the website
- Device information
- Geographic region (general)
- Browser information
You can learn more about how Google collects information by visiting:
https://policies.google.com/privacy
Information Sharing
We do not sell your personal information.
We may share information only when necessary with:
- Insurance carriers
- Managing General Agencies (MGAs)
- Wholesale brokers
- Service providers assisting with website operations
- Technology vendors
- Government agencies or regulators when required by law
- Law enforcement when legally required
Information is shared only as necessary to provide requested insurance products or comply with legal obligations.
Data Security
We use commercially reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, disclosure, or misuse.
However, no internet transmission or electronic storage method can be guaranteed to be completely secure.
Data Retention
We retain personal information only as long as necessary to:
- Provide requested services
- Meet legal obligations
- Resolve disputes
- Maintain business records
- Comply with insurance regulations
When information is no longer required, it is securely deleted or destroyed where appropriate.
Third-Party Websites
Our website may contain links to third-party websites.
We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing personal information.
Children's Privacy
Our website is not directed toward children under the age of 13.
We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will promptly delete it.
Your Privacy Rights
Depending on your state of residence, you may have rights regarding your personal information, including:
- Request access to your personal information
- Request correction of inaccurate information
- Request deletion where permitted by law
- Request information regarding how your data is used
To exercise these rights, please contact us using the information below.
Email Communications
If you receive marketing emails from us, you may unsubscribe at any time by following the unsubscribe instructions included in the email or by contacting us directly.
Please note that we may still send transactional or service-related communications regarding your insurance policies or requests.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
When changes are made, the Effective Date at the top of this page will be updated. Continued use of our website after changes become effective constitutes acceptance of the revised Privacy Policy.
Contact Us
If you have questions regarding this Privacy Policy or your personal information, please contact:
Proper Coverage Insurance Group, LLC
2700 24th Avenue
Gulfport, MS 39501
Phone: (228) 609-8989
Email: ty@propercoverageins.com
Website: www.propercoverageins.com